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Pupil and Parent Loans. Are you experiencing loans?

Pupil and Parent Loans. Are you experiencing loans?

Should you, you’ll want to look after a few things, like signing your Electronic Master Promissory Note or going right on through on line Loan Entrance Counseling. As these are expected, you need to look after them as quickly as possible. You can certainly do both by hitting the web link below.

Direct Lending

North Kentucky University was a direct loan company since 2010 and participates when you look at the William D. Ford Direct Loan Program. Direct financing occurs when qualified pupils and parents borrow straight through the government that is federal. Direct Loans consist of Direct Subsidized and Unsubsidized Loans, Direct PLUS Loans and Direct Consolidation Loans. You repay these loans straight to the U.S. Department of Education.

Annually Aggregate Loan Limits

Dependent Student* Subsidized** Unsubsidized Total
Freshman (1-29 hours) $3,500 $2,000 $5,500
Sophomore (30-59 hours) $4,500 $2,000 $6,500
Junior (60-89 hours) $5,500 $2,000 $7,500
Senior (90+ hours) $5,500 $2,000 $7,500
Independent Student* Subsidized** Unsubsidized Total
Freshman (1-29 hours) $3,500 $6,000 $9,500
Sophomore (30-59 hours) $4,500 $6,000 $10,500
Junior (60-89 hours) $5,500 $7,000 $12,500
Senior (90+ hours) $5,500 $7,000 $12,500
Lifetime Aggregate Limit Subsidized** Complete
Dependent* $23,000 $31,000
Independent* $23,000 $57,500
Graduate $65,500 $138,500

**Subsidized loans are derived from need and could differ from pupil to pupil. Continue reading ‚Pupil and Parent Loans. Are you experiencing loans?‘

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