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MEMORANDUM OPINION GRANTING DEFENDANT’S MOTION FOR SUMMARY JUDGMENT

MEMORANDUM OPINION GRANTING DEFENDANT’S MOTION FOR SUMMARY JUDGMENT

JAMES J. ROBINSON, Bankruptcy Judge.

The above mentioned instance came ahead of the Court regarding the defendant’s motion for summary judgment filed on August 1, 2006, in reaction towards the debtor-plaintiff’s complaint alleging the creditor-defendant violated the stay that is automatic.e. 11 U.S.C. В§ 362(a)] by cashing the plaintiff’s check after she filed a petition for relief under Chapter 13 for the U.S. Bankruptcy Code. The defendant avers it failed to break the automated stay because associated with the exclusion supplied in 11 U.S.C. В§ 362(b)(11). The Court has jurisdiction over this matter pursuant to 28 U.S.C. §§ 157 and 1334. The Court heard dental arguments on September 12, 2006 and directed the events to register extra briefs coping with whether or not the check at issue qualified as an instrument that is negotiable. For the reasons stated below, the Court discovers the movement for summary judgment is born to be PROVIDED.

Background

On April 15, 2006, the plaintiff received a loan that is“payday for $500.00 through the defendant. In return for the $500.00 loan, the plaintiff gave the defendant a check for $587.50, which was intended to pay the principal of the interest plus loan and charges. The defendant consented to keep the check until April 29, 2006. May 9, 2006, the debtor-plaintiff filed for Chapter 13 bankruptcy relief. Continue reading ‚MEMORANDUM OPINION GRANTING DEFENDANT’S MOTION FOR SUMMARY JUDGMENT‘

Episode 139: Marla Blow of FS Card.The CEO and Founder of FS Card talks in regards to the challenges of fabricating a brand new charge card business for the underserved

Episode 139: Marla Blow of FS Card.The CEO and Founder of FS Card talks in regards to the challenges of fabricating a brand new charge card business for the underserved

Making a brand new charge card business just isn’t one thing many, or actually any, fintech professionals have actually plumped for to complete until recently. While producing an online financing platform is challenging, developing a customer dealing with charge card business from scratch is also more difficult.

The guest that is latest in the Lend Academy Podcast relishes this challenge. Marla Blow could be the CEO and Founder of FS Card, one of several not many fintech organizations this is certainly trying to assist the subprime community with an item that every prime online payday CA customers neglect: a credit card that is unsecured. How Marla and FS Card has been doing this is why for a interview that is fascinating.

In this podcast you shall discover:

  • Exactly How Marla’s time in the CFPB indirectly resulted in the founding of FS Card.
  • Why developing a credit that is new company is really so complicated and challenging.
  • Exactly What their develop card is and that is their marketplace.
  • The way they have the ability to provide a secured charge card to people who banking institutions reject.
  • The kinds of information they normally use to get customers that are stable the subprime section.
  • The size that is typical of personal line of credit they supply to those clients.
  • The profile of these target client and just how they’re utilising the credit card.
  • The way they are providing economic training to these individuals.
  • Exactly How FS Card is acquiring these charge card customers.
  • The portion of these clients who’ve qualified for line of credit increases.
  • Why credit that is improving of these customers is a key metric.
  • The way they have the ability to issue these cards through their partner bank.
  • Just Exactly How FS Card makes cash.
  • What regulators could possibly be doing to aid subprime customers have more use of accountable credit. Continue reading ‚Episode 139: Marla Blow of FS Card.The CEO and Founder of FS Card talks in regards to the challenges of fabricating a brand new charge card business for the underserved‘
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