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We now reveal outcomes for the “fuzzy” first-stage discontinuities into the data that underpin our RD approach.

We now reveal outcomes for the “fuzzy” first-stage discontinuities into the data that underpin our RD approach.

We make use of the term “lender procedure” to explain an example of applications evaluated at a specific credit history limit by way of a loan provider during our test period of time. Some loan providers get one loan provider procedure when it comes to two-year amount of our test (for example., they don’t alter their credit rating limit within the duration); other loan providers have actually 3 or 4 loan provider procedures. Throughout the eleven loan providers which is why we now have credit rating information, we observe seventeen lender processes in the sample duration. 12

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